For real estate agents
Your deal
our tools
Calculate your buyer's costs, plan a listing and choose the support you need to complete a transaction.
Purchase costs
Dubai secondary market. Enter the details to prepare a buyer estimate.
Purchase method
DLD 4%, trustee, title deed and apartment/villa map are included automatically. The allocation of costs between parties depends on the agreement.
Agents FAQ
Questions we hear every week
Short answers on transfers, mortgage buyers and working with us. Your case may differ – ask us to check it.
01How does a secondary market transfer work?
Buyer and seller sign Form F (the MOU). The buyer arranges funds or a mortgage, the seller gets the developer NOC and, if the property is mortgaged, the bank's liability letter. All parties then meet at a trustee office, pay the fees and DLD issues the new title deed.
02How long does it take from Form F to transfer?
A cash deal can close in about two weeks. With a mortgage on either side plan for 30-45 days; the dates are written into Form F.
03Which fees are paid at the trustee office?
DLD transfer fee of 4% of the price, the trustee office fee (AED 2,100 below AED 500,000, AED 4,200 above, incl. VAT) and the title deed fees. With a mortgage, registration of 0.25% of the loan plus AED 250 is added. The deal calculator above lists each line.
04Who pays which fees?
It is set in Form F. In practice the buyer usually pays the DLD fee and the seller pays for the NOC, but every item can be agreed between the parties.
05What if the seller still has a mortgage?
The seller's bank issues a liability letter with the outstanding amount. On the transfer day it is paid off with a manager's cheque, the mortgage is released and the property passes to the buyer in the same visit.
06Can you handle an off-plan resale?
Yes. Off-plan resales go through the developer: the developer issues the NOC and the Oqood is transferred to the buyer. We coordinate the paperwork with the developer and the trustee office.
For freelance agents, agents outside Dubai and partners
Let's talk about your deals
Meet us on Zoom or at our office in Dubai. We look at your current deals and show how SHI—RE can take on the mortgage, paperwork and transfer for your buyers.
- Pre-approvals for your buyers before the offer
- Paperwork, NOC and trustee office booking
- PDF estimates with your name on them
- One contact from Form F to the title deed